Assistant Manager – Credit Analyst
English
₹20000/MONTH
7 Year
Bachelor's degree
Work From Office
Date Posted
06-Jul-2026
Location
Maharashtra (MH), 1
Job Type
Full Time
Company
Group
Description
Job Details
Position: Assistant Manager – Credit Analyst
Job Type: Permanent, Full-time
Location: Mumbai/Chennai
Department: Coverage and Territories Credit Management (CTCM)
Business Line/Function: Corporate & Institutional Banking (CIB)
Reports to: Team Lead – Credit Analysts
About BNP Paribas India Solutions
Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, a leading European bank with a global presence. With delivery centers in Bengaluru, Chennai, and Mumbai, the company operates as a 24x7 global delivery center, servicing Corporate & Institutional Banking, Investment Solutions, and Retail Banking across the BNP Paribas Group.
About BNP Paribas Group
BNP Paribas operates in 65 countries with nearly 185,000 employees, including over 145,000 in Europe. The bank offers a diversified range of services, including Commercial & Personal Banking, Investment & Protection Services, and Corporate & Institutional Banking. With a strong presence across Europe, the Americas, and Asia-Pacific, BNP Paribas focuses on sustainable growth and innovation while maintaining a strong Corporate Social Responsibility (CSR) framework.
Commitment to Diversity & Inclusion
BNP Paribas fosters an inclusive workplace where employees are valued and respected. The organization promotes equal employment opportunities and prohibits discrimination based on gender, race, ethnicity, nationality, sexual orientation, age, disability, or social status.
Position Purpose
The Assistant Manager – Credit Analyst is responsible for credit analysis of multinational corporate (MNC) clients, providing recommendations for corporate advances while ensuring risk minimization and business growth.
Key Responsibilities
Direct Responsibilities
-
Credit Analysis & Proposal Preparation:
- Conduct thorough credit analysis of financial statements, industry trends, and economic data.
- Prepare credit proposals with accurate risk assessment, ensuring compliance with bank policies.
- Recommend appropriate ratings & GRR using internal tools and credit judgment.
-
Portfolio Monitoring & Risk Management:
- Conduct portfolio reviews, covenant checks, and security monitoring in line with approval conditions.
- Monitor client credit evolution, identifying early warning signals and reporting material changes.
- Ensure timely completion of annual reviews/transaction deadlines.
-
Collaboration & Communication:
- Work closely with Relationship Managers, Risk, and other BNP Paribas networks to facilitate the credit process.
- Maintain professional communication with internal and external stakeholders.
Contributing Responsibilities
-
Credit Committee & Deal Participation:
- Present credit proposals in local credit committees.
- Participate in client meetings alongside Relationship Managers to enhance credit understanding.
- Contribute to discussions on potential deals and sector analysis.
-
Policy & Compliance Support:
- Stay updated on credit policies and methodologies.
- Support projects related to automation of credit monitoring.
- Assist with regulatory/audit-related credit matters.
-
Team Support & Development:
- Provide back-up support to team members.
- Assist Team Lead & Head of CTCM on ad hoc tasks.
Compliance & Regulatory Responsibilities
- Ensure adherence to regulatory guidelines and compliance frameworks.
- Support regulatory/audit queries on credit-related matters.
- Contribute to the bank's Permanent Control framework.
Required Skills & Competencies
Technical Skills
✔ Strong financial statement analysis skills
✔ Ability to assess credit risk & transaction risk
✔ In-depth industry and product knowledge
✔ Knowledge of compliance policies & regulatory frameworks
✔ Proficiency in Microsoft Office (Excel, Word, PowerPoint)
Behavioral Skills
✔ Analytical & multitasking abilities
✔ Strong attention to detail
✔ Adaptability in a fast-paced environment
✔ Ability to work under pressure
✔ Strong interpersonal, presentation & communication skills
✔ Teamwork & collaboration mindset
Education & Experience
???? Bachelor’s degree (or equivalent) in finance, economics, or a related field
???? Minimum 7 years of experience in credit analysis & risk evaluation
Why Join BNP Paribas?
✅ Work with a global leader in financial services
✅ Be part of a diverse and inclusive work environment
✅ Gain exposure to MNC clients and corporate banking operations
✅ Contribute to strategic credit decision-making
Would you like any further refinements? ????
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