Senior Financial Analyst
English
₹15000/MONTH
1 Year
Bachelor's (Preferred)
Work From Office
Date Posted
13-Jul-2026
Location
Haryana (HR), 1
Job Type
Full Time
Company
Huntsman
Description
Job Title: Credit and Fraud Risk Controllership (C&FRC) Analyst
Company: American Express
Location: Gurugram, Haryana
Job Type: Full-time
Benefits: Health insurance and additional well-being programs (details below)
About American Express
At American Express, we empower individuals and businesses to progress in extraordinary ways. By joining Team Amex, you become part of a diverse global community committed to supporting each other, our customers, and communities. We offer programs and benefits that are designed to support you personally and professionally, enabling you to create a meaningful career journey.
Role Overview
As part of the Credit and Fraud Risk Controllership (C&FRC) team, you will play a key role in safeguarding the financial integrity of American Express by supporting critical business functions through expert credit reserve modeling and comprehensive decision support services. This role involves proactively mitigating controllable financial risks and ensuring that AXP’s financial statements remain accurate and compliant.
Key Responsibilities
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Credit Reserve Modeling and Financial Analysis:
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Prepare accurate external footnote disclosures and regulatory filings for worldwide Modified Loans and Receivables.
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Ensure the adequacy of credit reserves through rigorous analysis and modeling.
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Lead quarterly financial analysis, extracting meaningful insights from complex data to inform strategic decisions.
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Leadership & Presentations:
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Develop and deliver compelling presentations to senior leadership on reserve adequacy and portfolio performance.
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Provide expert business advisory support for new product initiatives, including financial implications, reserving, and disclosure requirements.
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Process Optimization & Control Environment:
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Drive process optimization initiatives while maintaining robust control frameworks.
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Lead specialized projects focused on enhancing the control environment through deep-dive analyses.
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Cross-Functional Collaboration:
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Collaborate closely with Risk Finance, Credit and Fraud Risk, Global Finance Initiative, Integrity, Global Accounting Policy Advisory, External and Regulatory Reporting, AENB, Investor Relations, Technologies, and PwC.
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Interact regularly with the Risk Finance & Credit and Fraud Risk team to analyze the performance of modified loans and receivables.
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Minimum Qualifications
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Educational Background:
Bachelor’s degree in Accounting/Finance, MBA, CA, or CPA certification. -
Experience:
Minimum of 3-5 years of experience in financial and accounting roles with strong technical knowledge of US GAAP. -
Technical Skills:
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Advanced proficiency in Excel (pivot tables, index-match functions, data visualization) and SQL (Yellow Brick/Python).
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Experience with Oracle and Essbase/TM1 is highly desirable.
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Ability to create compelling executive presentations using PowerPoint.
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Financial Analysis:
Strong financial analysis capabilities with experience in large-scale data interpretation and the ability to translate complex financial concepts into clear, actionable insights. -
Problem Solving & Leadership:
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Proven problem-solving skills and an analytical approach to business challenges.
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Proactive mindset with the ability to take initiative and demonstrate thought leadership in developing value-added analysis.
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Communication:
Outstanding written and verbal communication abilities, including presenting to senior leadership. -
Time Management & Organizational Skills:
Ability to manage multiple projects under tight deadlines with excellent time management skills.
What We Offer
American Express prioritizes the well-being of its colleagues and their families. We provide a comprehensive benefits package that includes:
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Competitive base salaries and bonus incentives
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Medical, dental, vision, life insurance, and disability benefits
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Financial well-being support and retirement programs
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Flexible work models (hybrid, onsite, or virtual depending on business needs)
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Generous paid parental leave policies (location-specific)
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Free access to global wellness centers (where available)
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Free and confidential counseling through the Healthy Minds program
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Career development and training opportunities
Diversity & Inclusion
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Background Verification
An offer of employment with American Express is contingent upon the successful completion of a background verification check, as per applicable laws and regulations.
Would you need assistance with preparing your application for this role?
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