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Bharat Banking:Portfolio RM - Farmer Funding
English
₹15000/MONTH
1 Year
Bachelor's degree
Work From Office
Date Posted
06-Jul-2026
Location
Delhi (DL), 1
Job Type
Full Time
Company
Huntsman
Description
Job Opening – National Product Head / Geography Head – Farmer Finance
Location: India
About Rural Lending – Farmer Funding
The Farmer Finance program aims to provide timely credit facilities to individual farmers, helping them meet their cultivation, farm maintenance, consumption, and investment needs.
Role Overview – National Product Head / Geography Head – Farmer Finance
Reports to:
Business Head – Farmer Funding and Gold
Team Size:
500-700 employees
Grade:
SVP -1
Why This Role Exists:
- To drive business budgets while ensuring compliance with bank policies and processes.
- To contribute to business growth, profitability, and attrition control.
- To manage and support operations across specific/mapped geographies in India.
Key Responsibilities
✔ Business Strategy & Sales Management
- Drive Farmer Funding Loan Sales and implement strategies for business growth.
- Achieve monthly disbursement and book targets in assigned geography.
- Develop new business relationships and manage internal/external tie-ups.
- Conduct regular business reviews to monitor sales performance and expenses.
- Ensure fraud prevention and compliance with audit requirements.
✔ Team Management & Recruitment
- Control attrition levels for on-roll and off-roll staff.
- Lead recruitment efforts in coordination with Zonal Sales Managers (ZSMs) and HR.
- Develop manpower planning strategies to maximize business potential.
- Guide and mentor teams to achieve benchmark productivity levels.
✔ Process, Compliance & Profitability
- Enhance operational efficiency while ensuring compliance with regulations.
- Increase business contribution through alternate internal/external channels.
- Maintain high levels of compliance and risk management.
- Ensure P&L profitability and financial sustainability.
Key Performance Indicators (KPIs)
???? Budget Achievement – Meet disbursement and book targets.
???? Recruitment & Attrition Control – Ensure timely hiring and minimize employee turnover.
???? Channel Business Development – Grow business through alternative sourcing channels.
???? Compliance & Risk Management – Maintain operational excellence and fraud prevention.
???? Profitability – Ensure financial sustainability and P&L growth.
Qualifications & Experience
✔ Education:
- MBA/Postgraduate with relevant experience.
✔ Experience:
- 10+ years in Financial Services and Agri-Business Industry.
Required Skills & Abilities
Knowledge:
✅ Strong understanding of the agriculture ecosystem, farmer funding functions, products, and processes.
✅ In-depth knowledge of regulatory guidelines and industry practices.
✅ Awareness of technology advancements in the banking and agri-finance sector.
Skills:
✅ Excellent communication (verbal & written) and interpersonal skills.
✅ Strong leadership and team management capabilities.
✅ Negotiation and relationship-building skills.
Abilities:
✅ Ability to work across functions and mentor teams.
✅ Proficiency in risk management and decision-making in dynamic environments.
✅ Capability to prioritize tasks and manage multiple projects effectively.
Why Join Us?
???? Lead a high-impact role in financial empowerment for farmers.
???? Be part of a fast-growing and dynamic financial services sector.
???? Opportunity to shape rural lending strategies and business growth.
???? Join our team and contribute to transforming the farmer finance ecosystem in India! ????
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